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AD&D

Get AD&D Coverage in Illinois

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What is AD&D Coverage?

AD&D coverage, commonly referred to as AD&D insurance or accidental death and dismemberment insurance, pays you or your beneficiaries a set amount of money if your death or dismemberment are caused by an automobile accident. With an accidental death and dismemberment plan from InsureOne, you and your family are protected from the unforeseen financial hardship of an auto accident that results in death, dismemberment, paralysis, or loss of sight, speech or hearing.

Accidents are the fourth leading cause of death in the United States. Accidental Death and Dismemberment (AD&D) coverage gives you peace of mind knowing you and your family will be taken care of in the event of accidental death or serious injury that results from an auto accident.

In the event of a fatal accident or an accident that results in you losing your eyesight, speech, hearing, or a limb, AD&D will pay you or your beneficiaries a specified amount. However, there are restrictions and exclusions.

How Does AD&D Coverage from InsureOne Work?

If you’re in an auto accident that results in death, your AD&D benefits will be paid in one lump sum to your beneficiary. This means your loved ones get all the money at once — just when they need it most. If your accident results in dismemberment, you’ll receive living benefits that are also paid in one lump sum. The amount you receive as a living benefit is not deducted from your policy’s face amount, which remains in effect to cover future injuries.

AD&D Coverage from InsureOne

Getting AD&D coverage is fast and easy with InsureOne:

  • Simple application process (no medical exam required)
  • No waiting period (fast processing and quick coverage)
  • Guaranteed approval

Purchase Illinois AD&D Coverage Online

AD&D plans from InsureOne are affordable costing just $50 for a six month plan, and $90 for a 12 month plan. You can purchase accidental death and dismemberment plan online in minutes or over the phone at (800) 476-1958.