Because an SR-22 is associated with high-risk auto insurance, it is important you properly file the required documents. Also, keep in mind, a teen driver designated as a high-risk driver must also file an SR-22 if required. Here are the necessary steps:

  1. Contact a state-authorized insurance agency to request for a SR-22 filing.
  2. Pay the processing fee to the agency. You can request an online car insurance quote.
  3. As per the State laws of Missouri, the minimum amount of coverage is as follows:
    • $25,000 for one person killed or injured
    • $50,000 for two or more persons killed or injured
    • $10,000 for property damage.
  4. Upon receiving the request from the agent the carrier sends the SR-22 directly to the Department of Revenue – Motor Vehicle and Driver License in about 30 days.
  5. If accepted, you will receive the SR-22 from the agency, along with a letter from the Department of Revenue- Motor Vehicle and Driver License.
  6. The SR-22 has to be maintained for a minimum period of 2 years starting from the date of suspension if your license was suspended due to Motor Vehicle Accident Judgment.
  7. The SR 22 has to be maintained for a period of three years if your license was suspended for False Insurance or Mandatory insurance.


If you have a license suspension for an accident in another state, you must file an SR 22 for two years from the date of suspension.


  • An amount of $30,000 to $50,000 in the form of bonds from an authorized company can be deposited with the State treasury in place of SR22.
  • For more information on SR 22 filing in Missouri, you can contact:

Missouri Driver License Bureau
Motor Vehicle Division
301, West High Street
Jefferson City, MO 65105
Phone 573-751-4600