{"id":1563,"date":"2020-06-23T08:06:00","date_gmt":"2020-06-23T15:06:00","guid":{"rendered":"https:\/\/www.insureone.com\/knowledge-center\/?p=1563"},"modified":"2025-05-19T13:57:34","modified_gmt":"2025-05-19T20:57:34","slug":"custom-motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.insureone.com\/knowledge-center\/motorcycle\/custom-motorcycle-insurance\/","title":{"rendered":"Looking for a Custom Motorcycle? What You Need to Know"},"content":{"rendered":"\n<p>When it comes to motorcycles, many riders enjoy personalized bikes tailored just for them. Customization can meet owners\u2019 tastes, needs, and budget. If you want a truly custom-built motorcycle, a chopper motorcycle is the way to go.<\/p>\n\n\n\n<p>In this article, we\u2019ll discuss what custom motorcycles are as well their different types, and why you should get a custom chopper motorcycle.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are Custom Motorcycles?<\/h2>\n\n\n\n<p>In short, a chopper is a modified motorcycle that has been modified from its original design. More specifically, people customi to look or perform entirely different than its factory origins. Not only does customization change its appearance, but it also improves functionality. On top of all that, a custom American chopper turns heads!<\/p>\n\n\n\n<p>Custom bikes may be changed to:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Use radical engines<\/li><li>Look tough, cool, or glitzy<\/li><li>Boast complex paint jobs<\/li><li>Include artistic approaches<\/li><li>Have highly polished metals<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Types of Chopper Bikes<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large\"><img decoding=\"async\" width=\"1000\" height=\"580\" src=\"https:\/\/www.insureone.com\/knowledge-center\/wp-content\/uploads\/sites\/4\/2020\/06\/custom-bobber-bike-insurance.jpg\" alt=\"custom bobber bike with insurance\" class=\"wp-image-1564\" \/><\/figure><\/div>\n\n\n\n<p><strong>Bobber.\u00a0<\/strong>The original type of custom motorcycle, bobbers are lighter and need minimum maintenance because they were made to be smaller and stripped down to improve the power-to-weight ratio. Bobbers are characterized by small seats, raised handlebars, and no front or rear fenders.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large\"><img decoding=\"async\" width=\"1000\" height=\"610\" src=\"https:\/\/www.insureone.com\/knowledge-center\/wp-content\/uploads\/sites\/4\/2020\/06\/custom-chopper-bike-insurance.jpg\" alt=\"custom chopper motorcycle parked on a street with insurance\" class=\"wp-image-1570\" \/><\/figure><\/div>\n\n\n\n<p><strong>Chopper.\u00a0<\/strong>Almost everyone knows what a chopper is\u2014they\u2019re one of the most popular and recognizable bikes in the US. Also known as American choppers, owners customize these motorcycles with extended forks and a lowered back end. You may have seen them on the show\u00a0<em>American Chopper<\/em>, which features Orange County choppers built in a chop shop for a celebrity or other famous customer.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large\"><img decoding=\"async\" width=\"1000\" height=\"580\" src=\"https:\/\/www.insureone.com\/knowledge-center\/wp-content\/uploads\/sites\/4\/2020\/06\/custom-cafe-racer-bike-insurance.jpg\" alt=\"custom cafe racer motorcycle in a garage with insurance\" class=\"wp-image-1568\" \/><\/figure><\/div>\n\n\n\n<p><strong>Caf\u00e9 racer.\u00a0<\/strong>Customized for speed and improved performance, caf\u00e9 racers became popular in the 1960s. Stripped down to resemble Grand Prix racing cars, these customized motorcycles cover small distances.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large\"><img decoding=\"async\" width=\"1000\" height=\"580\" src=\"https:\/\/www.insureone.com\/knowledge-center\/wp-content\/uploads\/sites\/4\/2020\/06\/custom-streetfigter-bike-insurance.jpg\" alt=\"custom streetfighter motorcyle parked on a road with insurance\" class=\"wp-image-1569\" \/><\/figure><\/div>\n\n\n\n<p><strong>Streetfighter.<\/strong> This motorcycle is difficult to categorize but easy to recognize. A streetfighter is stripped-down and customized to be high-powered, aggressive, and outrageous.   These bikes are for performance and show, so they boast a multiple cylinder engine, enhanced brakes, a dazzling paint job, and more.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why Get a Custom Chopper?<\/h2>\n\n\n\n<p>Riding a regular motorcycle is freeing and fun, so why should you build or buy a custom chopper? Here are some&nbsp;<a target=\"_blank\" href=\"https:\/\/www.custom-choppers-guide.com\/factory-custom-choppers.html\" rel=\"noreferrer noopener\">benefits of owning a custom chopper<\/a>&nbsp;and reasons you should add one to your garage:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>You\u2019ll learn a lot<\/li><li>You can own something that wasn\u2019t mass-produced<\/li><li>It\u2019s possible to do it inexpensively<\/li><li>You can make a low-maintenance bike<\/li><li>Creating your own gives you personal satisfaction<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Do You Need Custom Chopper Insurance?<\/h2>\n\n\n\n<p>If you own a custom chopper, you may be wondering if you need a policy for regular motorcycles or custom chopper insurance. Most states require at least liability coverage for you to ride your bike on the road legally. Keep in mind that custom motorcycle insurance may be more expensive. Your agent can help you find the best coverage for your needs<\/p>\n\n\n\n<p>While owning a stock motorcycle can also be great, nothing beats a custom bike tailored just for you. You can buy one (at a high price), or you can choose to build it yourself.<\/p>\n\n\n\n<p>Looking for custom motorcycle insurance? You found it at InsureOne! Get the best coverage for you at affordable prices. Start your free custom chopper insurance quote online, over the phone, or at one of our offices near you.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background has-vivid-red-background-color\" href=\"https:\/\/www.insureone.com\/motorcycle-insurance-quote\/\" style=\"border-radius:22px\"><strong>Get a Quote<\/strong><\/a><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background has-vivid-red-background-color\" href=\"tel:800-836-2240\" style=\"border-radius:22px\"><strong>Call Us<\/strong><\/a><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background has-vivid-red-background-color\" href=\"https:\/\/www.insureone.com\/find-an-office\/\" style=\"border-radius:22px\"><strong>Find Your Office<\/strong><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>When it comes to motorcycles, many riders enjoy personalized bikes tailored just for them. Customization can meet owners\u2019 tastes, needs, and budget. If you want a truly custom-built motorcycle, a chopper motorcycle is the way to go. In this article, we\u2019ll discuss what custom motorcycles are as well their different types, and why you should [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5,37],"tags":[],"class_list":["post-1563","post","type-post","status-publish","format-standard","hentry","category-motorcycle","category-motorcycle-insurance-basics"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1563"}],"collection":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=1563"}],"version-history":[{"count":6,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1563\/revisions"}],"predecessor-version":[{"id":1576,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/1563\/revisions\/1576"}],"wp:attachment":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=1563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=1563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=1563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}