{"id":262,"date":"2019-10-24T14:53:20","date_gmt":"2019-10-24T21:53:20","guid":{"rendered":"https:\/\/www.insureone.com\/knowledge-center\/?p=262"},"modified":"2025-05-19T13:29:27","modified_gmt":"2025-05-19T20:29:27","slug":"concerned-parents-steps-to-keep-teen-driver-safe","status":"publish","type":"post","link":"https:\/\/www.insureone.com\/knowledge-center\/auto-insurance\/driving-safety\/concerned-parents-steps-to-keep-teen-driver-safe\/","title":{"rendered":"Concerned Parents \u2013 Steps to Keep Your Teen Driver Safe"},"content":{"rendered":"\n

You\u2019ve been well aware that your teenager would reach the legal driving age someday; you just didn\u2019t expect it to arrive so soon. Actually, it took about 16 years to get here and now you\u2019re stressing out at the thought of them asking you for the car keys.<\/p>\n\n\n\n

If you\u2019re like most concerned parents, your first priority is keeping your teen driver safe. The next thought to rush through your mind is how much your auto insurance company will ding you for adding a teen to your policy. Truth be told \u2013 you could be in for an unpleasant surprise when your new rate statement comes in the mail.<\/p>\n\n\n\n

Statistics gathered over the past several decades have proven how risky the first several years teenagers spend behind the wheel are. In fact, motor vehicle crashes are blamed as the leading cause of death among 15 \u2013 to 20 \u2013 year-olds. Furthermore, research shows that over 50 percent of teens killed in crashes were passengers, with the majority not wearing their seatbelt.<\/p>\n\n\n\n

A high point in a teenager\u2019s life, getting a driver\u2019s license is also an opportunity to show a newly acquired sense of responsibility. Conversely, for many parents, it means sleepless nights and having to dig deeper into their wallet to pay for the adjusted higher premium.<\/p>\n\n\n\n

Lack of driving experience and immaturity are both considered major factors in the high rate of crashes among teen drivers. In addition, teenagers lack the judgment that\u2019s associated with experience behind the wheel that allows them to respond safely to hazardous situations that could prevent an accident.<\/p>\n\n\n\n

Teens also tend to participate in risky behavior without regard to the consequences. At the top of the list are texting, talking on their cellphones, and talking to friends in the car, instead of concentrating on driving and often not wearing a seatbelt.<\/p>\n\n\n\n

According to the Insurance Information Institute, parents can follow the tips below to keep their teens safer behind the wheel.<\/p>\n\n\n\n

Choose a vehicle that\u2019s easy to drive with a good safety rating to offer your teen added protection. Avoid handing them the keys to a high-performance vehicle, SUV, or truck as these may encourage speeding, recklessness and lead to everything from tickets to rollovers.<\/p>\n\n\n\n

\"A<\/figure>\n\n\n\n

Enroll Your Teen in a Driver\u2019s Education Course or Safe Driver Program<\/h2>\n\n\n\n

Two important things to note here: Not only will additional driving practice benefit your teen, but it can benefit you as well since auto insurance companies look favorably at those who have completed such a course.<\/p>\n\n\n\n

Go Over the Dangers of Driving Under the Influence of Drugs and Alcohol<\/h2>\n\n\n\n

Sit down with your teenager and advise them of the dangers associated with the use of alcohol or drugs while driving. At the same time, encourage them to call you in the event of such a situation so they have a safe trip home.<\/p>\n\n\n\n

Discuss the Hazards of Distracted and Impaired Driving<\/h2>\n\n\n\n

As with alcohol and drugs, your teen\u2019s life is at risk when driving while distracted and impaired. Inform your teen of the hazards they face when using their cellphone, whether to call or text friends.<\/p>\n\n\n\n

You\u2019re Being Watched \u2013 Be a Good Role Model<\/h2>\n\n\n\n

Whether you know it or not, your teen is watching and learning from you. So avoid driving recklessly, speeding or drinking when they\u2019re in the car. And, wear your seatbelt at all times.<\/p>\n\n\n\n

Spend as much time behind the wheel as possible with your teen. The more practice they have, the more situations they can handle without overreacting.<\/p>\n\n\n\n

You don\u2019t need practice to find affordable auto insurance, but you can compare. So, why not get a free auto insurance quote today?<\/p>\n\n\n\n

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You\u2019ve been well aware that your teenager would reach the legal driving age someday; you just didn\u2019t expect it to arrive so soon. Actually, it took about 16 years to get here and now you\u2019re stressing out at the thought of them asking you for the car keys. If you\u2019re like most concerned parents, your […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-262","post","type-post","status-publish","format-standard","hentry","category-driving-safety"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/262"}],"collection":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=262"}],"version-history":[{"count":7,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/262\/revisions"}],"predecessor-version":[{"id":4334,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/262\/revisions\/4334"}],"wp:attachment":[{"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=262"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insureone.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}