Q. How long will it take to start insurance?
A. You can buy an insurance policy in less than five minutes, using your credit or debit card. You may also start an insurance policy over the phone. Simply give us a call at 800-467-8733 and one of our agents will be happy to assist you.
Q. How do I make a payment?
A. We take payments online, at any of our office locations, over the phone and also via US Mail.
Q. I need an SR-22 policy. Can you help me?
A. Yes, we are experts at providing SR-22 insurance policies. If you are transferring an SR-22 from another carrier or state, give us a call. Otherwise, simply indicate that you need an SR-22 when you get your quote online.
Q. Can you insure me if I don’t have a US drivers license?
A. Yes, we can provide you with insurance. We will help you get insurance whether you have an international or foreign drivers license. We can also insure owners of vehicles who don’t have a license at all. Just remember that having insurance does not give you permission to drive. Your car must be driven by someone with a valid license.
Q. What do I do if I have an auto accident?
A. Nobody likes to think about being involved in an accident, but accidents do happen. Should one occur, you can count on InsureOne to assist you promptly and courteously. We also have a detailed explanation available just in case you need it.
Q: What is Collision Coverage?
A. Collision coverage will pay for the repairs to your own car if you are the one who is at fault in the accident. Collision coverage is usually the most expensive type of auto insurance. Insurance will usually give you only the actual cash value of your car and not the amount that you will have to spend to replace your car. If you have an older car that does not have a very high actual value, it will probably not be worth it for you to have collision coverage.
Q: What is comprehensive coverage?
A. Comprehensive coverage pays for damage to your car that was caused by events other than a car accident. Covered events can include theft, fire, vandalism, and natural disasters. Comprehensive coverage, like collision coverage, usually insures only the actual value of your car and not the replacement value. If your car has a very low value, paying the high premiums of comprehensive coverage may not a good idea. You’d be better off taking that money and saving it for a rainy day.