Save money on your car insurance with InsureOne.

InsureOne is your one-stop shop for the best car insurance available at the best price.
We offer a broad range of auto insurance options, including multi-policy, multi-car, good driver and student discounts. Our local advisors will help you find the policy that best suits your needs and your wallet.

Whether you’ve had a ticket, an accident, a DUI, or want SR-22 insurance and need to quickly find cheap car insurance, we can help. We offer low rates even for hard to insure drivers.

We believe it is to everyone’s benefit that all drivers have access to affordable auto insurance, regardless of their social, economic, or legal status. Our insurance experts do the shopping for you — we have the best carriers to find the company that’s the best value for you.

Call us today for a low cost car insurance quote and let us maximize your savings!

Coverage: What Affects My Auto Insurance Rates?

When considering a car insurance policy, calculate how much coverage you actually need. Decide on the limits you want to set for each category, the total deductible, and if you are comfortable paying that amount in the event of an accident.

Consider factors that affect your car insurance bill

A number of auto insurance requirements apply if you are getting a new car financed, so you have little wiggle room there. But, if you are driving an older car that’s done some long hauling and isn’t worth a fortune, you may save on your premium by raising your deductible.

Think about what it could cost if your car were stolen, or wrecked, or if you or someone else got hurt. Calculate the cost of insuring a new luxury car before you buy it. If your new vehicle is worth that hefty premium, go for it. Or, you may choose to look for something less expensive.

You can’t help where you live, but you will pay a higher premium in cities where crime and accident rates are high, as opposed to small towns or the countryside. If you haven’t found someone special to settle down with, it might show on your car insurance bill. Single males under 25 are considered riskier drivers. If you do fall in this category, you should consider a more sensible vehicle; delay buying that Mustang or Camaro until you are 26, and married!

Teen Car Insurance

Teen drivers have higher insurance rates due to inexperience behind the wheel and risk-taking behaviors. And increased risks mean higher insurance rates. Teenagers are also the most likely to be involved in accidents, with 16-year-old drivers over 2.5 times more likely to be in a crash than 20- to 24-year-olds.

There are ways to soften the higher teen car insurance rates. Have your teen driver take a quality driver’s education course and maintain good grades to qualify for a Good Student discount.

Insurance Quotes and Multiple Drivers

It is often assumed that all drivers live at the primary residence and all vehicles are parked at this address. If either one of these is not true, the rate will be affected. Often, companies require that the insured drivers must have verifiable driving records. This means if no record can be found, the rate could likely increase.

How do I get auto insurance?

Becoming insured by one of the friendly, local experts at InsureOne is easy! We sell insurance at our local offices, online at and over the phone at 800-467-8733.