Commercial Insurance FAQ

Is commercial liability insurance required?

You are not required to have commercial liability insurance, but if you are renting office space for your business, insurance may be required. Also, some industries require it.

How much commercial liability insurance do I need?

The amount of general liability insurance you need depends on factors such as the type and size of your business, number of employees, and the type of customers you typically work with.

What types of businesses does Insure One offer commercial liability insurance to?

Insure One offers liability insurance for small businesses in numerous industries including construction workers, photographers, IT consultants, and accountants.

How much commercial insurance do I need?

The amount of insurance you need depends on your business and your business needs. You will need to talk to an insurance agent to find out how much coverage will work best for you. Insure One can help you. Call us today at 800-836-2240.

Can I always add more insurance if I need to?

It’s easy to increase your coverage. All you need to do is call your insurance agent and they can adjust your coverage.

How much is commercial insurance?

The cost of business insurance depends on your location, business size, business age and a few other factors.

Is business insurance tax deductible?

Business insurance is tax deductible, as long as the coverage is for the purpose of operating a business, profession, or a trade.

What does commercial liability insurance cover?

Provides insurance protection for a company’s assets, financial obligations, legal defense, and any settlements or judgments awarded to an injured party.

Is there a comprehensive commercial insurance policy?

You can get a Business Owner’s Policy (BOP) it combines business property and business liability insurance into one business insurance policy.

Are there other types of insurance I may need?

Yes. Cyber insurance, a commercial umbrella policy, Errors & Omissions, etc. Insure One offers small business insurance for all of your needs.

What are the minimum commercial insurance requirements?

Most states only require two types of commercial insurance policies: workers compensation and business auto.

What does “personal and advertising” injury mean?

This form of insurance protection can help you if you harm another party without injuring them. It can also protect against claims of libel, slander, plagiarism, and copyright infringement.