Umbrella Insurance FAQ

What is umbrella insurance?

Provides extra liability coverage and security to those who are at risk for being sued for damages to other people’s property or injuries caused to others in an accident. A single policy covers all underlying policies you own, including auto, homeowners, etc.

How does umbrella insurance work?

If you are found liable and need to pay damages, or if you are sued and need to pay for your legal expenses, your umbrella policy can cover you. The umbrella policy pays once your basic liability limits have been exhausted or the claim is excluded from your basic liability coverage.

What does umbrella insurance cover?

It provides additional coverage or excess liability above the limits of your basic insurance policies. It can help to cover legal fees and protect you from bodily injury or property damage claims.

How much does umbrella insurance cost?

It depends on how much coverage you want. Insure One provides umbrella insurance that is reliable and affordable. Call 800-836-2240 for a free quote.

How much umbrella insurance do I need?

You will want to speak to an experienced agent to help you determine that. You will want to consider the possible loss of income and the value of your assets. Call 800-836-2240 to speak with an experienced agent from Insure One who can assist you.

Does umbrella insurance cover dog bites?

Umbrella insurance covers dog bites under most circumstances. If your dog bites someone, you are liable for that person’s bodily injury. Check with your insurance agent to be sure.

Does umbrella insurance cover professional liability?

Umbrella insurance can cover professional liability.

Does umbrella insurance cover uninsured motorists?

No, most umbrella insurance policies do not cover uninsured motorists.

Do I need umbrella insurance?

Protecting assets against potential lawsuits is the main motivator for many people to purchase umbrella insurance. If you want to protect yourself, your business, your home, and other assets, then yes you should consider purchasing umbrella insurance.

How do I get umbrella insurance?

Insure One can get you an umbrella insurance policy that is customized to meet your needs. Call us today to speak with an experienced agent who will give you a free umbrella insurance quote. 800-836-2240.